The upfront puppy price is only one part of the real cost of responsible pet ownership, and it's worth budgeting for the rest before bringing a puppy home. Ongoing expenses typically include nutritious, age-appropriate food, the full vaccination and deworming schedule, regular veterinary checkups, grooming (which varies significantly by coat type), basic training, and supplies like bedding, bowls and toys. Breed-specific needs can shift these numbers meaningfully — a long-coated breed like a Shih Tzu will have higher grooming costs, while a high-energy breed like a Husky may mean more spent on enrichment and exercise-related items. Estimating these costs in advance avoids unpleasant surprises later.